Protection Planning

Helping you safeguard your income, family and future

Most of us understand the need to protect what we care about—but many overlook just how vulnerable our finances can be without the right cover in place. Whether it’s due to illness, injury, or unexpected loss, the financial consequences of life’s challenges can be significant.

At Thirlwell IFA, we provide independent protection advice in Wiltshire to help you put the right safety nets in place—so your family, lifestyle, and long-term plans are financially protected no matter what happens.

It’s easy to assume that major risks—like serious illness, loss of income, or even death—won’t happen to us. But the reality is, without proper cover, these events can create long-term financial hardship for you or your loved ones.

We can advise you on a full range of personal and family protection products, including:

• Life Insurance – to provide a lump sum or income for your loved ones if you pass away
• Income Protection – to replace lost earnings if you’re unable to work due to illness or injury
• Critical Illness Cover – to help cover costs if you’re diagnosed with a serious condition
• Family Income Benefit – to ensure regular income for dependents over a set period
• Business Protection – for directors and self-employed individuals looking to protect their business continuity
   

Your protection needs are personal. That’s why we take time to understand your family, financial commitments, and long-term goals before recommending the right cover—always with independent advice and your best interests at heart.

Whether you’re a young family in Malmesbury, a professional in Chippenham, or self-employed in Swindon, we’ll help you:

• Assess gaps in your current protection
• Understand policy options and features
• Choose cover that balances affordability with peace of mind
   

The right protection plan offers more than a financial buffer—it gives you the freedom to live your life knowing your future is secure.