The Financial Advice Process

At Thirlwell Independent Financial Advice, we follow a structured yet personalised process to ensure your financial plan is clear, robust, and built around your goals. Whether you're based in Wiltshire or further afield, our commitment to providing independent, Chartered financial advice remains the same.

Our journey begins with a no-obligation initial meeting, either in person across Wiltshire or virtually. This is your chance to tell us about your goals, concerns, and current financial situation. We’ll also explain how we work, what you can expect, and whether independent financial advice is suitable for you.

Following your initial consultation, we move into the research phase. We’ll gather detailed information about your existing financial arrangements and use our access to whole-of-market providers to explore the most suitable strategies. This is where we assess how to make your money work harder for your future.

We’ll present a tailored financial plan built around your needs—whether that’s retirement planning, investment advice, inheritance tax mitigation, or protection strategies. You’ll receive clear recommendations, backed by research and compliant with the latest financial regulations.

Once you’re comfortable with the plan, we’ll take care of all the paperwork and ensure that your financial strategy is implemented efficiently and accurately. Our Wiltshire-based team is on hand to answer any final questions and provide ongoing reassurance.

Your financial goals may change—and the world certainly will. That’s why regular reviews are so important. We offer ongoing monitoring, annual reviews, and adjustments where needed, so your financial plan stays aligned with your life.